It wasn't all that long ago that
American's faced great financial crisis. As a nation, we struggle
with debt, and it keeps us from achieving a better life. Debt
Education is here to help you change all that ... just ask!
REAL PEOPLE ... CARING ABOUT REAL
ISSUES
Credit Repair
Credit repair clinics cannot remove correct information from
your credit report. Correct information remains on your report
for seven years. A bankruptcy is on your credit report for ten
years.
Often credit repair clinics will charge you fees to do the following:
to obtain your credit report for you and to write letters of dispute
about inaccurate information. If you don't want to use a credit
repair company, you can easily obtain a copy of your credit report
from each of the credit bureaus for a nominal fee. When you have
been denied credit, you are entitled to a free credit report within
30 days from the credit bureau. You can dispute inaccurate information
on your credit report with a simple letter to the credit bureau.
According to the law, credit repair clinics may not charge or
receive any money for a service until it is fully performed. A
credit repair organization may not take any action intended to
conceal adverse information from a credit reporting agency or
a creditor. If anyone tells you that they can remove negative,
but correct information from your credit report, they are making
promises they cannot keep. The best way to repair your credit
is to begin making on-time payments on all of your debts.
There's a lot of information to read through on the Debt Education
website, but we feel this is extremely important material. We
strongly recommend that you bookmark
this page right now. This will allow you to read
at your leisure, and should you need to attend to other matters,
easily return back here at your convenience.
The Debt Education website was built for you. Please explore
our website. You'll find resources and information on virtually
every aspect of financial planning and money management. These
debt delp resources are designed to help you get out of debt
and stay out of debt. You can achieve financial independence.
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Debt Education PO Box 5156, Santa Cruz, CA 95063
